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Future Projections

Building on historical experience, BenefitMAP adds market trends, models future costs and designs savings methodology by using proprietary algorithms.



BenefitMAP helps quantify cost-mitigation measures in projected future employee health and benefits spend.

BenefitMAP stimulates a range of potential outcomes including modelling the impact of medical inflation, budgetary decisions, demographic and other changes to employee health and benefit costs now and into the future. It also simulates a range of possible solutions to cost increases by quantifying the impact of various plan design feature changes, and implementing cost mitigation initiatives relating to levels of contribution, health management, and carrier negotiations, amongst others.

Trend Factors
  • Can trends we learned about in claims benchmarking analysis be used for next few years?
  • What are government agencies and experts saying about movement in EH&B costs?
  • What do we expect loss ratio trend to be?
  • What are your budgeting and talent management plans and needs?

Cost Projection
  • BenefitMAP models the impact of medical inflation, demographic and other changes against your budget for the next five years
  • We utilize your custom plan design in modeling, enabling you to view predicted costs and start thinking about potential savings tailored to your specific needs
Cost Mitigation
  • Use proprietary algorithms to model potential savings in plan design, program renegotiations and in various other areas
  • Determine quantitative impact of wellness programs
  • Utilize cost savings levers tailored to your market to achieve desired business outcomes